, ε᪡ ȭ ̰ߡ絵 ߰

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  • 2024. 11. 26(ȭ)
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, ε᪡ ȭ ̰ߡ絵 ߰
ۿ LTV 90% ȭ ȣ ͡ ̰
, 絵 ߰ ࿡ 롦μ
  • Է : 2021. 05.18(ȭ) 21:21
ȣ Ҿִ ǥ 18 ǵ ȸ åȸǿ ߾ϰ ִ. ()
Ҿִ Ͽ  ε å 18 系 ̰ ؼ ϴ ̴.
系 εƯȸ պε꼼(μ) δ ô㺸(LTV) ȭ ٹ ϰ ִ  ̿ ݴϴ Ҹ ̾ ִ ̴.
ȣ ǥ ̳ KBS ͺ信 ִ LTV 90% ȭϴ ϰ ִٴ к "ۿ ǥ ' Ʈ' ż ȭǰ ִ "̶ ׾.
ǥ " 10% ־ 10 ڿ ڱ ִ Ӵ ϰڴٴ ⸦ ؼ ϴ ϱ ' 90% ׷ ̳' ϴ ؼ ϴٰ LTV ⸦ δ" ߴ.
ռ ǥ ǥ 漱 õ Ǽڸ LTV 90% ȭϴ '' Ʈ ߴ 6% û⡤ȥκΰ ֵ ϰڴٰ ִ.
̿ 系 ε å ֵϰ ִ εƯ LTV 40% 70% ̰ 20% ǻ 90% ̴ .
ǥ "ε LTV, DTI 忡 ġ ū ŭ ϰڴ" ̾ LTV 90% ȭ ޽ ̴.
̸ ȭ ڷ ε å ȸ ֵϴ ַ ǥ ģ ǥ ǥ ƴϳĴ ؼ ⵵ ߴ.
׷ ȣ 뺯 åȸ ڵ " Ǽ 信 (ȭ ) ġ Ȯ ٴ ε κп ذ ִ " ߴ. ȭ Ǽ ϰ LTV ġ Ȯ ٴ ǹ̴.
ǥ ̳ 518 乮ȭͿ αǻ ûĿ ڵ ǥ Ʈ ŷ "漱 Ǽڿ LTV 90% ȭڰ ߴ "̶ ѹ .
׷鼭 ǥ " (LTV) 90% ƴ Ǽ å Ϻ ʿ伺 ؼ ü ġ εƯ Ǹ ϰڴ" " Ʈ ȭ Ѽ ο 6% ڱ ִ ִ" ġ⵵ ߴ.
μ ҿ 絵ҵ漼 ߰ 系 ݹ ϴ. ׵ ִ εƯ μ ð 9 12 ϰ 絵ҵ漼 ߰ ϴ ŷе Դ.
׷ ְ "εƯ 9, ðδ 15 ̻ ÿ οǴ μ ϰ ڿԸ ΰǴ 絵 ߰ Ǵٽ ٷ ִٰ ϴ " "ε Ư ڵ ֱ Ư ƴϱ ٶ" ǿ Ȳ̴.
ǥ ̳ "(絵 ߰) ߴ 1 ȿ ڵ 忡 Ⱦƴ޶, ŵ ϱ µ ȿ " 絵 ߰ ߴ.
ǥ " ϴ ƴ϶ Ƹ ǥ εƯ е ִ ɷ ˰ ִ" " Ƽ ο 帱 "̶ ߴ.
ڿ ǿ ̳ CBS ͺ信 " ߴ μ ϴ е " " ε, 1  ä μ ϰ ϴ е " 系 μ δ ȭ ߴ.
̷  ΰ Ѹ "絵 5 (߰ ) ȸ ȴ" "׷ ᱹ å ϰ ̸ ƾ е( ִ). ̰ μ ΰ ŷ Ģ"̶ ŭ 絵 ߰ 6 ϴ ư .
ٸ μ ΰ ȭ ؼ " (ö) ڱ ߰ϴ ϴ κп ؼ ְڴ" " ڳ, ä ۿ е ؼ ߿ ϴ ' ̿' κе Ʈ ϰڴ" ź .
εƯ ϴ پ ǰ غٴ 常 ä Ƴ ̴.
ǥ εƯ ̳ ޺а ȸ ڵ " پ ǰ ƹ͵ " "κ κ ϸ å ȥ ߱ϴϱ ݸ ٷ޶" ߴ.
״ ̾ "( ) 61Ϻ Ǵ ֱ 5 ȿ ִ ϸ غ ϴµ ϱ⿡ Ѱ谡 ִ" "5 ִ ͵ ִ Ƽ å ǥϷ Ѵ" ٿ.


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