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系 εƯȸ պε꼼(μ) δ ô㺸(LTV) ȭ ٹ ϰ ִ ̿ ݴϴ Ҹ ̾ ִ ̴.
ȣ ǥ ̳ KBS ͺ信 ִ LTV 90% ȭϴ ϰ ִٴ к "ۿ ǥ ' Ʈ' ż ȭǰ ִ "̶ .
ǥ " 10% ־ 10 ڿ ڱ ִ Ӵ ϰڴٴ ⸦ ؼ ϴ ϱ ' 90% ̳' ϴ ؼ ϴٰ LTV ⸦ δ" ߴ.
ռ ǥ ǥ 漱 õ Ǽڸ LTV 90% ȭϴ '' Ʈ ߴ 6% û⡤ȥκΰ ֵ ϰڴٰ ִ.
̿ 系 ε å ֵϰ ִ εƯ LTV 40% 70% ̰ 20% ǻ 90% ̴ .
ǥ "ε LTV, DTI 忡 ġ ū ŭ ϰڴ" ̾ LTV 90% ȭ ̴.
̸ ȭ ڷ ε å ȸ ֵϴ ַ ǥ ģ ǥ ǥ ƴϳĴ ؼ ߴ.
ȣ 뺯 åȸ ڵ " Ǽ 信 (ȭ ) ġ Ȯ ٴ ε κп ذ ִ " ߴ. ȭ Ǽ ϰ LTV ġ Ȯ ٴ ǹ̴.
ǥ ̳ 518 乮ȭͿ αǻ ûĿ ڵ ǥ Ʈ ŷ "漱 Ǽڿ LTV 90% ȭڰ ߴ "̶ ѹ .
鼭 ǥ " (LTV) 90% ƴ Ǽ å Ϻ ʿ伺 ؼ ü ġ εƯ Ǹ ϰڴ" " Ʈ ȭ Ѽ ο 6% ڱ ִ ִ" ġ ߴ.
μ ҿ 絵ҵ漼 ߰ 系 ݹ ϴ. ִ εƯ μ ð 9 12 ϰ 絵ҵ漼 ߰ ϴ ŷе Դ.
ְ "εƯ 9, ðδ 15 ̻ ÿ οǴ μ ϰ ڿԸ ΰǴ 絵 ߰ Ǵٽ ٷ ִٰ ϴ " "ε Ư ڵ ֱ Ư ƴϱ ٶ" ǿ Ȳ̴.
ǥ ̳ "(絵 ߰) ߴ 1 ȿ ڵ 忡 Ⱦƴ, ŵ ϱ µ ȿ " 絵 ߰ ߴ.
ǥ " ϴ ƴ϶ Ƹ ǥ εƯ е ִ ɷ ˰ ִ" " Ƽ ο 帱 "̶ ߴ.
ڿ ǿ ̳ CBS ͺ信 " ߴ μ ϴ е " " ε, 1 ä μ ϰ ϴ е " 系 μ δ ȭ ߴ.
̷ ΰ Ѹ "絵 5 (߰ ) ȸ ȴ" " ᱹ å ϰ ̸ ƾ е( ִ). ̰ μ ΰ ŷ Ģ"̶ ŭ 絵 ߰ 6 ϴ ư .
ٸ μ ΰ ȭ ؼ " (ö) ڱ ߰ϴ ϴ κп ؼ ְڴ" " ڳ, ä ۿ е ؼ ߿ ϴ ' ̿' κе Ʈ ϰڴ" ź .
εƯ ϴ پ ǰ غٴ 常 ä Ƴ ̴.
ǥ εƯ ̳ а ȸ ڵ " پ ǰ ƹ͵ " "κ κ ϸ å ȥ ߱ϴϱ ݸ ٷ" ߴ.
״ ̾ "( ) 61Ϻ Ǵ ֱ 5 ȿ ִ ϸ غ ϴµ ϱ Ѱ谡 ִ" "5 ִ ͵ ִ Ƽ å ǥϷ Ѵ" ٿ.
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