߰ȣ ε ȭ, Ƴġ

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  • 2024. 11. 24()
߰ȣ ε ȭ, Ƴġ
Ϳ ܽűڰȸ
ô㺸 , ħء
ȭ ϴ Ǵܡ
  • Է : 2023. 01.12() 17:28
  • λ
߰ȣ Ѹ ȹ 12 ߱ ѱͿ ܽű ȸ ߾ϰ ִ. () 2023.01.12.
[λ ] ߰ȣ Ѹ ȹ 12 ֱ ε ȭ å " å ƴϴ" .
Ѹ ̳ Ϳ ܽű ȸ ' ô㺸(LTV), Ѻäȯ(DTI) ȭ ȣ ƴϳ' ǿ ̰ ߴ.
Ѹ "׵ ŷ ϰ ƴ"鼭 " 15 ̻ ô㺸 Ģ ϴ ݽ̰ ϰ ħϴ "̶ .
׷鼭 "(̹ δ) LTV ϰ ߴ ģ ȭϴ "̶ "ϰ ϴ ȭ å ʰ ִ" οߴ.
״ " ô㺸̳ ſ Ͼ ʵ ϱ ؼ Ѻäݻȯ(DSR) Ծ ϰǰ ְ ε ׷ ȹ"̶ ߴ.
ε ȭ ӵ ʹ ƴϳĴ " Ⱓ ε ޵߰ ֱ ܱⰣ ε ϶ ӵ "鼭 " ε ȭ, () ĸ ϶ ϰ 帧 ְڴĿ پ ذ ִ" ߴ.
̾ " 帧 ֽϸ鼭 ȭ ӵ, ߰ ȭ ʿ伺  ׶ Ǵ "̶ " å ȭϰ ִ" ߴ.


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