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Ѹ ̳ Ϳ ܽű ȸ ' ô㺸(LTV), Ѻäȯ(DTI) ȭ ȣ ƴϳ' ǿ ̰ ߴ.
Ѹ " ŷ ϰ ƴ"鼭 " 15 ̻ ô㺸 Ģ ϴ ݽ̰ ϰ ħϴ "̶ .
鼭 "(̹ δ) LTV ϰ ߴ ģ ȭϴ "̶ "ϰ ϴ ȭ å ʰ ִ" οߴ.
״ " ô㺸̳ ſ Ͼ ʵ ϱ ؼ Ѻäݻȯ(DSR) Ծ ϰǰ ְ ε ȹ"̶ ߴ.
ε ȭ ӵ ʹ ƴϳĴ " Ⱓ ε ߰ ֱ ܱⰣ ε ϶ ӵ "鼭 " ε ȭ, () ĸ ϶ ϰ 帧 ְڴĿ پ ذ ִ" ߴ.
̾ " 帧 ֽϸ鼭 ȭ ӵ, ߰ ȭ ʿ伺 Ǵ "̶ " å ȭϰ ִ" ߴ.
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